If you’ve watched the markets lately, you’ve seen a familiar pattern: stocks falter while gold shines. Since peaking in September 2024, the Nifty 50 has shed 14%, marking its steepest fall in…

Market crashes are inevitable—what separates successful investors from the rest is how they respond when the floor falls out. In June 2025, Foreign Institutional Investors (FIIs) sold a net ₹4,892 crore of…

In 2025, Indian investors face a choice between two popular routes to participate in capital markets: exchange‑traded funds (ETFs) and mutual funds. Both pool money from many investors to buy…

Paying an EMI that exceeds your monthly take‑home pay can feel like a financial tightrope walk. Imagine earning just ₹50,000 a month but shelling out ₹70,000 in EMIs. That’s a…

A sudden downturn in your business can send shockwaves through your entire family’s finances. In India, the share of consumer loans in overall household debt has jumped from 21% in…

Ever wondered why your salary vanishes faster than you expect? You’re not alone. In May 2025, India’s retail inflation dipped to 2.82%—its lowest in over six years—yet many households still struggle…

Carrying heavy debt can feel like swimming against the tide—especially when your house, perhaps your biggest asset, sits quietly earning (or draining) value in the background. In India today, household…

The “Crash of 2025” blindsided many investors. After a blistering 52% rally in early 2024, India’s benchmark indices gave up 15% from their September peaks by late February—erasing nearly ₹85 trillion…

Juggling seven credit cards, multiple loans, and relying on a single income earner can feel like walking a financial tightrope. In today’s India, household debt — including personal loans, credit cards, and…

I still remember the day like it was yesterday: my portfolio value blinked from ₹3 crore to just ₹1.5 crore in a matter of hours. The headlines read “Crash of 2025” –…