{"id":1144,"date":"2025-06-24T16:08:17","date_gmt":"2025-06-24T16:08:17","guid":{"rendered":"https:\/\/thepumumedia.com\/blogs\/?p=1144"},"modified":"2025-06-23T12:37:52","modified_gmt":"2025-06-23T12:37:52","slug":"mutual-fund-strategies-for-a-volatile-2025","status":"publish","type":"post","link":"https:\/\/thepumumedia.com\/blogs\/mutual-fund-strategies-for-a-volatile-2025\/","title":{"rendered":"Mutual Fund Strategies for a Volatile 2025"},"content":{"rendered":"\n<p>The year 2025 has been a roller\u2011coaster for Indian markets. After a blistering rally in late\u202f2024, the Nifty\u202f50 has swung within a tight band, testing investor nerves with sudden spikes and dips. In May\u202f2025, net equity mutual fund inflows tumbled 21.7% month\u2011on\u2011month to just \u20b919,013\u202fcrore\u2014the lowest in a year\u2014even as overall AUM climbed to \u20b972.2\u202flakh\u202fcrore . At the same time, systematic investment plan (SIP) contributions hit a record \u20b926,688\u202fcrore, marking the 51st straight month of positive flows.<\/p>\n\n\n\n<p>Against this backdrop\u2014characterized by global geopolitical jitters, domestic policy shifts, and expectations of further rate cuts\u2014investors must adapt their mutual fund playbook. This <strong>practical guide<\/strong> dives deep into <strong>ten robust strategies<\/strong> for navigating market volatility, managing risk, and positioning your portfolio for both defense and eventual recovery.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Understand What\u2019s Driving Volatility<\/strong><\/h2>\n\n\n\n<p>Before you pick funds, grasp the factors rattling markets:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Foreign Institutional Investor (FII) Flows:<\/strong> In June\u202f2025, FIIs abruptly pulled out \u20b94,892\u202fcrore from Indian equities, reversing the previous month\u2019s \u20b919,860\u202fcrore inflow\u2014amplifying daily swings in benchmarks.<br><\/li>\n\n\n\n<li><strong>Global Geopolitics:<\/strong> Renewed tensions in the Middle East have driven Brent crude above $75\/barrel, stoking inflation worries and spooking equity investors .<br><\/li>\n\n\n\n<li><strong>Domestic Policy Moves:<\/strong> The RBI\u2019s June\u202f2025 decision to pause its fortnightly liquidity operations added to cash\u2011flow concerns among banks, feeding through to bond and equity markets alike .<br><\/li>\n\n\n\n<li><strong>Sector Rotation:<\/strong> After heavy profit\u2011booking in large\u2011caps, fund managers pivoted toward capital\u2011goods and rate\u2011cut beneficiaries in May\u2014signaling shifts in macro expectations .<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Key Takeaway:<\/strong> Volatility stems from both external shocks and internal rotations. Your mutual fund strategy must therefore balance <strong>stability<\/strong> with <strong>opportunity<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Leverage Hybrid Funds for Built\u2011In Diversification<\/strong><\/h2>\n\n\n\n<p>Hybrid schemes, which blend equity and debt, are tailor\u2011made for choppy markets:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Aggressive Hybrid Funds:<\/strong> Experts recommend these in June\u202f2025 because they maintain at least 65% equity while holding 35% in debt, dampening swings and offering steady returns .<br><\/li>\n\n\n\n<li><strong>Balanced Advantage Funds:<\/strong> These dynamic\u2011asset\u2011allocation funds automatically shift between equities and debt based on market valuations\u2014buying equities when cheap and selling into strength. Historical drawdowns have been ~25% lower than pure equity funds in past crashes.<br><\/li>\n\n\n\n<li><strong>Why They Work:<\/strong> You get equity\u2019s growth potential in up\u2011markets and debt\u2019s cushion in down\u2011markets\u2014all under one SIP.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Allocate <strong>20\u201330%<\/strong> of your equity\u2011oriented portfolio to hybrid or balanced advantage schemes to smooth ride\u2011outs during sudden corrections.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. Stick to Reliable Large\u2011Cap &amp; Quality Funds<\/strong><\/h2>\n\n\n\n<p>When volatility spikes, large\u2011cap and quality\u2011focused equity funds often outperform:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>May\u202f2025 Reallocation:<\/strong> Fund managers increased exposure to large\u2011cap stocks and quality names likely to benefit from an eventual RBI rate cut .<br><\/li>\n\n\n\n<li><strong>Resilient Companies:<\/strong> Look for firms with low debt\u2011to\u2011equity, healthy cash flows, and market\u2011leading positions\u2014common holdings in top large\u2011cap funds.<br><\/li>\n\n\n\n<li><strong>Performance Buffer:<\/strong> During the early 2025 market wobble, large\u2011cap funds fell ~12% versus ~18% for mid\u2011cap peers\u2014providing a modest cushion.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Ensure <strong>60\u201370%<\/strong> of your equity SIPs flow into large\u2011cap or quality\u2011focused schemes when the market warning lights flash.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. Embrace Systematic Investment Plans (SIPs) Aggressively<\/strong><\/h2>\n\n\n\n<p>Rupee\u2011cost averaging remains your best friend in uncertain times:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Record SIP Flows:<\/strong> May\u202f2025 saw \u20b926,688\u202fcrore via SIPs, underscoring disciplined investor behavior.<br><\/li>\n\n\n\n<li><strong>Why It Works:<\/strong> Investing a fixed sum each month buys more units at lower NAVs during dips and fewer at highs\u2014automatically lowering your average cost.<br><\/li>\n\n\n\n<li><strong>Tip:<\/strong> Increase your SIP amount by <strong>10\u201320%<\/strong> during periods of sharp market falls to capitalise on the bargain.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Set auto\u2011debits on the 1st or 5th of every month for your chosen funds\u2014and resist the urge to pause them when markets wobble.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Incorporate Short\u2011Duration Debt Funds<\/strong><\/h2>\n\n\n\n<p>Pair equity risk with stable returns from debt instruments:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Yield Advantage:<\/strong> Short\u2011duration corporate bond funds currently yield <strong>7\u20138% p.a.<\/strong>, outpacing most bank FDs.<br><\/li>\n\n\n\n<li><strong>Low Volatility:<\/strong> By limiting portfolio maturity to 1\u20132 years, these funds keep interest\u2011rate risk minimal, offering a reliable buffer when equities plunge.<br><\/li>\n\n\n\n<li><strong>Liquidity:<\/strong> Many allow same\u2011day or one\u2011day redemptions\u2014vital if you need to fund emergencies without selling equities at the bottom.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Allocate <strong>15\u201325%<\/strong> of your total portfolio to liquid, ultra\u2011short, and short\u2011duration debt funds to smooth overall return swings.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Add International Diversification<\/strong><\/h2>\n\n\n\n<p>India\u2011specific shocks can hit hard; global funds offer a counterweight:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Uncorrelated Upside:<\/strong> U.S. or European markets may be in a different cycle\u2014investing abroad can reduce overall portfolio drawdown.<br><\/li>\n\n\n\n<li><strong>Thematic ETFs &amp; Feeder Funds:<\/strong> Options include Motilal Oswal Nasdaq\u202f100 ETF or mutual funds that feed into global passive\/index funds.<br><\/li>\n\n\n\n<li><strong>Currency Hedge:<\/strong> A stronger dollar (or euro) can offset rupee weakness during crude or trade\u2011deficit shocks.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Keep <strong>10\u201315%<\/strong> of your equity exposure in international funds to capture global growth trends and diversify local risks.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Consider Thematic and Sector\u2011Rotation Plays<\/strong><\/h2>\n\n\n\n<p>Volatility often reveals strong themes and sector opportunities:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rate\u2011Cut Beneficiaries:<\/strong> Capital goods, real estate, and banking stocks typically re\u2011rate when the RBI eases\u2014funds focusing on these sectors can deliver outsized gains post\u2011volatility .<br><\/li>\n\n\n\n<li><strong>Defensive Sectors:<\/strong> FMCG and healthcare funds often hold up better during broad sell\u2011offs.<br><\/li>\n\n\n\n<li><strong>Balanced Approach:<\/strong> Allocate <strong>5\u201310%<\/strong> of your equity portfolio to thematic or sector funds that align with medium\u2011term macro trends.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Revisit sectoral themes every quarter, and tilt your portfolio into leading producers or service providers poised to benefit most.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. Use Index Funds and ETFs for Cost Efficiency<\/strong><\/h2>\n\n\n\n<p>In choppy markets, every basis point counts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Expense Ratios Matter:<\/strong> Equity ETFs charge as little as <strong>0.05\u20130.10%\u202fp.a.<\/strong>, while direct index mutual funds average <strong>0.30\u20130.60%<\/strong>\u202fp.a. .<br><\/li>\n\n\n\n<li><strong>Tracking Error:<\/strong> Low\u2011tracking\u2011error ETFs closely mirror benchmark returns, ensuring you capture the market\u2019s upside without manager risk.<br><\/li>\n\n\n\n<li><strong>Tactical Flexibility:<\/strong> ETFs trade intraday\u2014ideal for rebalancing quickly without waiting for end\u2011of\u2011day NAVs.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> For <strong>20\u201330%<\/strong> of your passive equity allocation, use low\u2011cost index funds or ETFs to minimize fees during extended market turbulence.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9. Rebalance Methodically, Not Emotionally<\/strong><\/h2>\n\n\n\n<p>As markets gyrate, your mix drifts from target:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Quarterly Check\u2011Ins:<\/strong> Examine your allocations every three months.<br><\/li>\n\n\n\n<li><strong>Buy Low, Sell High:<\/strong> Sell equity\/trend\u2011rising assets to top up underweight categories (debt, gold, international).<br><\/li>\n\n\n\n<li><strong>Maintain Discipline:<\/strong> Avoid waiting for perfect timing\u2014rebalancing itself enforces a contrarian mindset.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Set calendar reminders for quarterly rebalances and automate fund transfers where possible.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>10. Don\u2019t Forget Tax and Exit Strategies<\/strong><\/h2>\n\n\n\n<p>Even in volatile markets, planning taxes and exit rules boosts net returns:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Long\u2011Term vs. Short\u2011Term Gains:<\/strong> Hold equity funds >\u202f12\u202fmonths to pay 10% LTCG on gains above \u20b91\u202flakh; avoid 15% STCG on shorter holds .<br><\/li>\n\n\n\n<li><strong>Stop\u2011Loss Levels in Active Funds:<\/strong> If an actively managed fund underperforms its benchmark by <strong>10\u201315%<\/strong> over 6\u202fmonths, consider switching out.<br><\/li>\n\n\n\n<li><strong>Tax\u2011Loss Harvesting:<\/strong> Offload losing holdings to offset gains elsewhere, reducing your overall tax bill.<br><\/li>\n<\/ul>\n\n\n\n<p><strong>Action Step:<\/strong> Annually review each fund\u2019s performance against its benchmark and your own objectives; rebalance or switch into tax\u2011efficient alternatives as needed.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>A volatile 2025 calls for <strong>adaptable<\/strong>, <strong>diversified<\/strong>, and <strong>cost\u2011conscious<\/strong> mutual fund strategies. By blending aggressive hybrid schemes, large\u2011cap quality funds, SIP discipline, short\u2011duration debt, international diversification, thematic tilts, and low\u2011cost index instruments\u2014with regular rebalancing and tax planning\u2014you can both weather downturns and capture recovery upside.<\/p>\n\n\n\n<p>Remember:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Understand<\/strong> the drivers of volatility.<br><\/li>\n\n\n\n<li><strong>Diversify<\/strong> across asset classes and geographies.<br><\/li>\n\n\n\n<li><strong>Cost\u2011optimize<\/strong> with ETFs and direct plans.<br><\/li>\n\n\n\n<li><strong>Discipline<\/strong> through SIPs and systematic rebalancing.<br><\/li>\n\n\n\n<li><strong>Plan<\/strong> your tax and exit strategy before markets test your nerves.<br><\/li>\n<\/ol>\n\n\n\n<p>With these ten strategies in your toolkit, you\u2019ll transform market turbulence from a threat into an opportunity\u2014steering confidently toward your long\u2011term financial goals, no matter how choppy the waters.<br><\/p>\n\n\n\n<p>Source : <a href=\"http:\/\/thepumumedia.com\">thepumumedia.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The year 2025 has been a roller\u2011coaster for Indian markets. After a blistering rally in late\u202f2024, the Nifty\u202f50 has swung within a tight band, testing investor nerves with sudden spikes and dips. In May\u202f2025, net equity mutual fund inflows tumbled 21.7% month\u2011on\u2011month to just \u20b919,013\u202fcrore\u2014the lowest in a year\u2014even as overall AUM climbed to \u20b972.2\u202flakh\u202fcrore . At the same time, systematic investment plan (SIP) contributions hit a record \u20b926,688\u202fcrore, marking the 51st straight month of positive flows. Against this backdrop\u2014characterized by global geopolitical jitters, domestic policy shifts, and expectations of further rate cuts\u2014investors must adapt their mutual fund playbook. This practical guide dives deep into ten robust strategies for navigating market volatility, managing risk, and positioning your portfolio for both defense and eventual recovery.&nbsp; 1. Understand What\u2019s Driving Volatility Before you pick funds, grasp the factors rattling markets: Key Takeaway: Volatility stems from both external shocks and internal rotations. Your mutual fund strategy must therefore balance stability with opportunity. 2. Leverage Hybrid Funds for Built\u2011In Diversification Hybrid schemes, which blend equity and debt, are tailor\u2011made for choppy markets: Action Step: Allocate 20\u201330% of your equity\u2011oriented portfolio to hybrid or balanced advantage schemes to smooth ride\u2011outs during sudden corrections. 3. Stick to Reliable Large\u2011Cap &amp; Quality Funds When volatility spikes, large\u2011cap and quality\u2011focused equity funds often outperform: Action Step: Ensure 60\u201370% of your equity SIPs flow into large\u2011cap or quality\u2011focused schemes when the market warning lights flash. 4. Embrace Systematic Investment Plans (SIPs) Aggressively Rupee\u2011cost averaging remains your best friend in uncertain times: Action Step: Set auto\u2011debits on the 1st or 5th of every month for your chosen funds\u2014and resist the urge to pause them when markets wobble. 5. Incorporate Short\u2011Duration Debt Funds Pair equity risk with stable returns from debt instruments: Action Step: Allocate 15\u201325% of your total portfolio to liquid, ultra\u2011short, and short\u2011duration debt funds to smooth overall return swings. 6. Add International Diversification India\u2011specific shocks can hit hard; global funds offer a counterweight: Action Step: Keep 10\u201315% of your equity exposure in international funds to capture global growth trends and diversify local risks. 7. Consider Thematic and Sector\u2011Rotation Plays Volatility often reveals strong themes and sector opportunities: Action Step: Revisit sectoral themes every quarter, and tilt your portfolio into leading producers or service providers poised to benefit most. 8. Use Index Funds and ETFs for Cost Efficiency In choppy markets, every basis point counts: Action Step: For 20\u201330% of your passive equity allocation, use low\u2011cost index funds or ETFs to minimize fees during extended market turbulence. 9. Rebalance Methodically, Not Emotionally As markets gyrate, your mix drifts from target: Action Step: Set calendar reminders for quarterly rebalances and automate fund transfers where possible. 10. Don\u2019t Forget Tax and Exit Strategies Even in volatile markets, planning taxes and exit rules boosts net returns: Action Step: Annually review each fund\u2019s performance against its benchmark and your own objectives; rebalance or switch into tax\u2011efficient alternatives as needed. Conclusion A volatile 2025 calls for adaptable, diversified, and cost\u2011conscious mutual fund strategies. By blending aggressive hybrid schemes, large\u2011cap quality funds, SIP discipline, short\u2011duration debt, international diversification, thematic tilts, and low\u2011cost index instruments\u2014with regular rebalancing and tax planning\u2014you can both weather downturns and capture recovery upside. Remember: With these ten strategies in your toolkit, you\u2019ll transform market turbulence from a threat into an opportunity\u2014steering confidently toward your long\u2011term financial goals, no matter how choppy the waters. Source : thepumumedia.com<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[15],"tags":[],"class_list":["post-1144","post","type-post","status-publish","format-standard","hentry","category-finance","entry"],"_links":{"self":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/comments?post=1144"}],"version-history":[{"count":1,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1144\/revisions"}],"predecessor-version":[{"id":1154,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1144\/revisions\/1154"}],"wp:attachment":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/media?parent=1144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/categories?post=1144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/tags?post=1144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}