{"id":1345,"date":"2025-07-01T08:35:26","date_gmt":"2025-07-01T08:35:26","guid":{"rendered":"https:\/\/thepumumedia.com\/blogs\/?p=1345"},"modified":"2025-06-23T13:42:07","modified_gmt":"2025-06-23T13:42:07","slug":"how-to-build-passive-income-with-dividend-stocks","status":"publish","type":"post","link":"https:\/\/thepumumedia.com\/blogs\/how-to-build-passive-income-with-dividend-stocks\/","title":{"rendered":"How to Build Passive Income with Dividend Stocks?"},"content":{"rendered":"\n<p>Investing in dividend\u2011paying stocks is one of the most reliable ways to generate passive income over the long term. Unlike growth stocks\u2014which reinvest profits back into the company\u2014dividend stocks distribute a portion of earnings to shareholders on a regular basis. That means you earn money simply for holding the shares, whether the market goes up or down.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. What Are Dividends and How Do They Work?<\/strong><\/h2>\n\n\n\n<p>A <strong>dividend<\/strong> is a distribution of a company\u2019s profits to its shareholders. Most companies pay dividends quarterly, though some pay monthly or annually. The amount you receive depends on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dividend per share (DPS):<\/strong> The rupees or dollars paid for each share you own.<br><\/li>\n\n\n\n<li><strong>Number of shares held:<\/strong> More shares equals higher total payments.<br><\/li>\n\n\n\n<li><strong>Dividend yield:<\/strong> DPS divided by the share price, expressed as a percentage.<br><\/li>\n<\/ul>\n\n\n\n<p>For example, if a stock pays an annual dividend of \u20b915 per share and you bought it at \u20b9300, your dividend yield is <strong>5%<\/strong> (15\u202f\u00f7\u202f300\u202f\u00d7\u202f100).<\/p>\n\n\n\n<p>When a company declares a dividend, it announces a <strong>record date<\/strong> (who\u2019s eligible) and a <strong>payment date<\/strong> (when you receive funds). Once you own the shares by the record date, you\u2019ll get the payout on the payment date.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>2. Benefits of Dividend Investing<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Regular Income Stream<\/strong><strong><br><\/strong> Dividends provide cash flow without selling shares, ideal for covering living expenses or reinvesting. Many retired investors live largely on dividends.<br><\/li>\n\n\n\n<li><strong>Inflation Hedge<\/strong><strong><br><\/strong> Companies that regularly increase dividends help your income keep pace with rising costs. Since 1940, dividends have contributed about <strong>34%<\/strong> of the S&amp;P\u202f500\u2019s total return on average.<br><\/li>\n\n\n\n<li><strong>Lower Volatility<\/strong><strong><br><\/strong> Dividend\u2011paying stocks tend to be more established, profitable companies, which often exhibit less price swings compared to high\u2011growth names.<br><\/li>\n\n\n\n<li><strong>Tax Advantages<\/strong><strong><br><\/strong> In many jurisdictions, dividends receive favorable tax treatment compared to ordinary income\u2014details in.<br><\/li>\n\n\n\n<li><strong>Compounding Power<\/strong><strong><br><\/strong> Reinvesting dividends to buy more shares accelerates growth through compounding, turning modest yields into substantial portfolio gains over time.<br><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>3. 2025 Market Context: India &amp; the USA<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>India<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nifty\u202f50 Dividend Yield:<\/strong> Around <strong>1.15%<\/strong> as of mid\u2011June 2025.<br><\/li>\n\n\n\n<li><strong>High\u2011Yield Stocks:<\/strong> Companies like <strong>Taparia Tools<\/strong> (yield ~31% quarterly) and <strong>Coal India<\/strong> (~6.4%) top the screener list, though high yields can signal risk.<br><\/li>\n\n\n\n<li><strong>Upcoming Dividends:<\/strong> Over <strong>24<\/strong> listed firms declared dividends between June 16\u201320 2025, including five Tata group companies and two public\u2011sector banks.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>USA<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S&amp;P\u202f500 Dividend Yield:<\/strong> About <strong>1.27%<\/strong> as of December 2024, slightly below its <strong>1.82%<\/strong> long\u2011term average.<br><\/li>\n\n\n\n<li><strong>Dividend Aristocrats:<\/strong> The S&amp;P\u202f500 Dividend Aristocrats list includes 69 companies that have raised dividends for 25+ consecutive years\u2014household names like <strong>3M<\/strong>, <strong>Coca\u2011Cola<\/strong>, and <strong>Procter &amp; Gamble<\/strong>.<br><\/li>\n\n\n\n<li><strong>High\u2010Yield Alternatives:<\/strong> Some BDCs and MLPs offer yields of <strong>7\u201315%<\/strong>, though they carry higher risk and tax complexity.<br><\/li>\n<\/ul>\n\n\n\n<p>Together, these markets offer different yield and growth profiles. Indian stocks tend to yield slightly more, while U.S. dividend champions provide stability and global diversification.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4. How to Choose High\u2011Quality Dividend Stocks<\/strong><\/h2>\n\n\n\n<p>Not all dividend stocks are created equal. Focus on these factors:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.1 Dividend Yield vs. Sustainability<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Yield:<\/strong> A high yield is attractive but can indicate a falling share price or unsustainable payout.<br><\/li>\n\n\n\n<li><strong>Payout Ratio:<\/strong> Dividend\u202f\u00f7\u202fEarnings per share. Aim for companies paying <strong>40\u201360%<\/strong> of earnings as dividends to allow room for growth and safe payouts.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.2 Dividend History<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Look for <strong>consistency<\/strong>: Firms that have steadily paid and increased dividends for 5\u201310 years demonstrate management commitment and financial health.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.3 Financial Health<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Free Cash Flow (FCF):<\/strong> Represents cash available after capital expenditures. FCF\u202f>\u202fDividends indicates sustainable payouts.<br><\/li>\n\n\n\n<li><strong>Debt Levels:<\/strong> Excessive leverage can threaten dividend safety during downturns.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.4 Growth Prospects<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Companies with moderate payout ratios and healthy balance sheets can raise dividends over time, compounding your income.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.5 Sector Diversification<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Utility and consumer staple stocks often yield 3\u20135% with low risk.<br><\/li>\n\n\n\n<li>Financials and energy sometimes offer higher yields but carry cyclical risks.<br><\/li>\n\n\n\n<li>Balance across sectors to smooth income.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4.6 Tax Treatment<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In India, dividends above \u20b95,000 are taxable in your hands; companies pay a 15% TDS.<br><\/li>\n\n\n\n<li>In the U.S., \u201cqualified dividends\u201d may be taxed at lower capital gains rates.<br><\/li>\n\n\n\n<li>Consult a local tax advisor.<br><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>5. Building and Managing Your Dividend Portfolio<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.1 Determine Your Income Goal<\/strong><\/h3>\n\n\n\n<p>Decide how much passive income you need. For instance, earning \u20b950,000\/month (\u20b9600,000\/year) from dividends at an average yield of 3% requires a portfolio of <strong>\u20b92\u202fcrores<\/strong> (600,000\u202f\u00f7\u202f0.03).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.2 Allocate by Region &amp; Sector<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>40% India, 40% U.S., 20% Other<\/strong> (e.g., Europe, REITs) for diversification.<br><\/li>\n\n\n\n<li>Within India, blend large\u2011cap stalwarts (HDFC Bank, ITC) and mid\u2011caps with higher yields.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.3 Use DRIPs for Compounding<\/strong><\/h3>\n\n\n\n<p>Dividend Reinvestment Plans (DRIPs) automatically use payouts to buy more shares, boosting your holdings without transaction fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.4 Monitor and Rebalance<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review quarterly earnings to ensure dividends remain covered by cash flow.<br><\/li>\n\n\n\n<li>Rebalance annually to maintain target allocations, selling over\u2011weight positions and buying under\u2011weight ones.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5.5 Consider Dividend ETFs &amp; Funds<\/strong><\/h3>\n\n\n\n<p>If individual stock picking feels daunting, dividend\u2011focused mutual funds or ETFs\u2014such as Nippon India Dividend Opportunities Fund in India or the Vanguard High Dividend Yield ETF (VYM) in the U.S.\u2014offer broad exposure and professional management.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>6. Reinvesting Dividends: The Power of Compounding<\/strong><\/h2>\n\n\n\n<p>Reinvested dividends magnify returns exponentially over time. For example:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Initial Investment:<\/strong> \u20b9100,000 at 4% yield<br><\/li>\n\n\n\n<li><strong>Reinvested Dividends:<\/strong> Buying more shares each payout<br><\/li>\n\n\n\n<li><strong>20\u2011Year Outcome:<\/strong> ~\u20b9220,000 vs. \u20b9219,000 without reinvestment\u2014small gains each year add up significantly.<br><\/li>\n<\/ul>\n\n\n\n<p>Use your broker\u2019s DRIP feature or manually reinvest. Either way, compounding transforms modest yields into substantial wealth.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>7. Tax Considerations<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>India<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dividend Income:<\/strong> Taxed at your slab rate; companies deduct 15% TDS above \u20b95,000\/year.<br><\/li>\n\n\n\n<li><strong>Capital Gains:<\/strong> Selling shares held >1\u202fyear qualifies for a 10% long\u2011term capital gains tax above \u20b91\u202flakh annual exemption.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>USA<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Qualified Dividends:<\/strong> Taxed at 0\u201320% depending on your income bracket.<br><\/li>\n\n\n\n<li><strong>Non\u2011Qualified Dividends:<\/strong> Taxed at ordinary income rates.<br><\/li>\n\n\n\n<li><strong>Forms:<\/strong> You\u2019ll receive a 1099\u2011DIV to report dividends on your tax return.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Canada &amp; Other Jurisdictions<\/strong><\/h3>\n\n\n\n<p>Each country has its own rules\u2014always check local regulations or consult a tax professional.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>8. Common Pitfalls and How to Avoid Them<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Chasing High Yields<\/strong><strong><br><\/strong> Extremely high yields (>8\u201310%) can signal financial distress. Focus on yield sustainability over yield alone.<br><\/li>\n\n\n\n<li><strong>Neglecting Diversification<\/strong><strong><br><\/strong> Over\u2011concentration in one sector or stock heightens risk. Spread your investments across 15\u201320 dividend payers.<br><\/li>\n\n\n\n<li><strong>Ignoring Payout Cuts<\/strong><strong><br><\/strong> Companies sometimes slash dividends to preserve cash. Monitor payout ratios and cash flow, and be ready to sell if coverage deteriorates.<br><\/li>\n\n\n\n<li><strong>Forgetting Fees<\/strong><strong><br><\/strong> Brokerage and ETF expenses eat into returns. Choose low\u2011cost platforms and funds.<br><\/li>\n\n\n\n<li><strong>Overlooking Tax Impacts<\/strong><strong><br><\/strong> Failing to factor in taxes can lead to unpleasant surprises. Estimate after\u2011tax yields when planning income needs.<br><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>9. Next Steps to Start Your Dividend Journey<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Open a Brokerage Account<\/strong><strong><br><\/strong> Choose a platform with DRIP support, low fees, and global access if you plan to buy U.S. stocks.<br><\/li>\n\n\n\n<li><strong>Set Up a Watchlist<\/strong><strong><br><\/strong> Start with 5\u201310 high\u2011quality dividend stocks or ETFs based on the criteria in<a href=\"https:\/\/chatgpt.com\/c\/6851499e-f014-8012-bb30-5bbc2c126a4a#how-to-choose\" target=\"_blank\" rel=\"noopener\"> Section 4<\/a>.<br><\/li>\n\n\n\n<li><strong>Define Your Allocation<\/strong><strong><br><\/strong> Decide how much capital to deploy initially and your target yield.<br><\/li>\n\n\n\n<li><strong>Begin Investing<\/strong><strong><br><\/strong> Start small\u2014\u20b910,000\u2013\u20b920,000 per position\u2014and add to winners over time.<br><\/li>\n\n\n\n<li><strong>Activate DRIPs<\/strong><strong><br><\/strong> Automatically reinvest dividends to turbocharge compounding.<br><\/li>\n\n\n\n<li><strong>Review Quarterly<\/strong><strong><br><\/strong> Check company earnings, payout coverage, and market conditions. Rebalance if needed.<br><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Building passive income with dividend stocks is a marathon, not a sprint. With a disciplined approach\u2014choosing quality companies, diversifying, reinvesting dividends, and staying mindful of taxes\u2014you can create a growing income stream that supports your financial goals. Start with small, manageable steps today, and over the years you\u2019ll watch your portfolio transform into a well\u2011oiled passive income machine.<br><\/p>\n\n\n\n<p>Source : <a href=\"http:\/\/thepumumedia.com\">thepumumedia.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investing in dividend\u2011paying stocks is one of the most reliable ways to generate passive income over the long term. Unlike growth stocks\u2014which reinvest profits back into the company\u2014dividend stocks distribute a portion of earnings to shareholders on a regular basis. That means you earn money simply for holding the shares, whether the market goes up or down. 1. What Are Dividends and How Do They Work? A dividend is a distribution of a company\u2019s profits to its shareholders. Most companies pay dividends quarterly, though some pay monthly or annually. The amount you receive depends on: For example, if a stock pays an annual dividend of \u20b915 per share and you bought it at \u20b9300, your dividend yield is 5% (15\u202f\u00f7\u202f300\u202f\u00d7\u202f100). When a company declares a dividend, it announces a record date (who\u2019s eligible) and a payment date (when you receive funds). Once you own the shares by the record date, you\u2019ll get the payout on the payment date. 2. Benefits of Dividend Investing 3. 2025 Market Context: India &amp; the USA India USA Together, these markets offer different yield and growth profiles. Indian stocks tend to yield slightly more, while U.S. dividend champions provide stability and global diversification. 4. How to Choose High\u2011Quality Dividend Stocks Not all dividend stocks are created equal. Focus on these factors: 4.1 Dividend Yield vs. Sustainability 4.2 Dividend History 4.3 Financial Health 4.4 Growth Prospects 4.5 Sector Diversification 4.6 Tax Treatment 5. Building and Managing Your Dividend Portfolio 5.1 Determine Your Income Goal Decide how much passive income you need. For instance, earning \u20b950,000\/month (\u20b9600,000\/year) from dividends at an average yield of 3% requires a portfolio of \u20b92\u202fcrores (600,000\u202f\u00f7\u202f0.03). 5.2 Allocate by Region &amp; Sector 5.3 Use DRIPs for Compounding Dividend Reinvestment Plans (DRIPs) automatically use payouts to buy more shares, boosting your holdings without transaction fees. 5.4 Monitor and Rebalance 5.5 Consider Dividend ETFs &amp; Funds If individual stock picking feels daunting, dividend\u2011focused mutual funds or ETFs\u2014such as Nippon India Dividend Opportunities Fund in India or the Vanguard High Dividend Yield ETF (VYM) in the U.S.\u2014offer broad exposure and professional management. 6. Reinvesting Dividends: The Power of Compounding Reinvested dividends magnify returns exponentially over time. For example: Use your broker\u2019s DRIP feature or manually reinvest. Either way, compounding transforms modest yields into substantial wealth. 7. Tax Considerations India USA Canada &amp; Other Jurisdictions Each country has its own rules\u2014always check local regulations or consult a tax professional. 8. Common Pitfalls and How to Avoid Them 9. Next Steps to Start Your Dividend Journey Building passive income with dividend stocks is a marathon, not a sprint. With a disciplined approach\u2014choosing quality companies, diversifying, reinvesting dividends, and staying mindful of taxes\u2014you can create a growing income stream that supports your financial goals. Start with small, manageable steps today, and over the years you\u2019ll watch your portfolio transform into a well\u2011oiled passive income machine. Source : thepumumedia.com<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"","ocean_second_sidebar":"","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"","ocean_custom_header_template":"","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"","ocean_menu_typo_font_family":"","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"on","ocean_gallery_id":[],"footnotes":""},"categories":[15],"tags":[],"class_list":["post-1345","post","type-post","status-publish","format-standard","hentry","category-finance","entry"],"_links":{"self":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/comments?post=1345"}],"version-history":[{"count":1,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1345\/revisions"}],"predecessor-version":[{"id":1355,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/posts\/1345\/revisions\/1355"}],"wp:attachment":[{"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/media?parent=1345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/categories?post=1345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thepumumedia.com\/blogs\/wp-json\/wp\/v2\/tags?post=1345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}